AI Project Contributor - Auto Insurance Claims

About Mindrift

Mindrift connects specialists with project-based AI opportunities for leading tech companies, focusing on testing, evaluating, and improving AI systems. Participation is project-based, not permanent employment.

What This Opportunity Involves

Contributors may engage in various tasks, including but not limited to:

• Evaluating AI-generated auto insurance claims decisions for accuracy, coverage correctness, and regulatory compliance.
• Designing realistic First Notice of Loss (FNOL) scenarios with deliberate contradictions and outdated documents to test AI robustness.
• Creating test cases for coverage-scope decisions (collision vs. comprehensive) requiring domain knowledge.
• Writing and grading fraud-flagging scenarios using structured reason codes for SIU referral.
• Building subrogation test cases applying state-specific negligence rules and assessing recovery likelihood.
• Developing supervisor-escalation scenarios to test authority-limit thresholds and approval processes.
• Drafting and evaluating reservation-of-rights letter scenarios to ensure compliance and avoid bad-faith issues.
• Validating coverage-limits math with multiple endorsements stacking on a single claim.
• Documenting test cases clearly with correct answers, policy citations, and payout calculations.

What We Look For

This opportunity is ideal for mortgage underwriters and loan origination professionals open to part-time, non-permanent projects. Ideally, contributors will have:

• A degree in Finance, Business, Insurance, or a related field, or equivalent professional experience. AIC, CPCU, or comparable credentials, or 4+ years of hands-on claims adjusting experience may substitute for a specific degree.
• 3+ years of hands-on auto claims adjusting, examining, or supervisory experience at a U.S. carrier, independent adjusting firm, or SIU team.
• Ability to make coverage decisions (collision vs. comprehensive, endorsement stacking, exclusion vs. coverage grant) without external reference.
• Familiarity with U.S. state-specific rules, including comparative vs. contributory negligence and adjuster licensing requirements.
• Experience reading full auto policy documents with citation discipline.
• Comfort computing payout math involving deductibles, sub-limits, and layered endorsements.
• Awareness of the bad-faith line and adjuster authority-limit culture.
• An Associate in Claims (AIC), CPCU, CIFI, or SCLA credential is a strong positive signal but not required if experience is solid.
• Strong written English skills (C1+).

How It Works

1. Apply
2. Pass qualification(s)
3. Join a project
4. Complete tasks
5. Get paid

Project Time Expectations

Tasks are estimated to require around 10–20 hours per week during active project phases. This is an estimate and applies only while the project is active.

Compensation

Contributors can earn up to $60 per hour equivalent, depending on their level and pace of contribution. Compensation varies across projects based on scope, complexity, and required expertise.