Senior Underwriting Officer, Construction

About the Role

This role is designed to support the largest and most complex Construction risks, delivering Primary Casualty (Workers' Compensation, General Liability, Auto) for annual practice and wrap-up programs. You will work closely with the leadership team, provide technical expertise, and act as a primary point of contact for underwriting teams on critical decisions and referrals. Your involvement will extend to developing and implementing strategies to maintain and improve portfolio performance.

Key Responsibilities

• Provide expert technical underwriting assistance and formal referral approval for auto, general liability, and workers' compensation in the Large Construction segment.
• Ensure continuity and alignment between Primary Casualty and Excess placements.
• Serve as a trusted advisor to leadership on exposure, coverage analysis, and key pricing/financial elements.
• Monitor and recommend improvements for underwriting decision frameworks, including referrals and technical reviews.
• Regularly evaluate portfolio performance, identifying drivers of performance, risks, and opportunities in collaboration with Underwriting Leaders.
• Drive underwriting technical excellence across the Large Construction segment.
• Collaborate with leaders to identify product/service enhancements and underwriter capability development opportunities.
• Model effective collaboration within and across teams, including UW Support, Claims, Actuarial, and NA Product Teams.

Qualifications

• Expert-level knowledge of coverage forms, exclusions, and exposures.
• Proficiency in pricing, structure, rating, rating plans, loss forecasting, credit risk, market knowledge is preferred.
• Advanced knowledge and experience operating within various industry segments, with a strong emphasis on Construction programs.
• Understanding of insurance operations, claims, finance, actuarial concepts, regulatory environments, loss control/risk engineering, reinsurance, account management, product development, and industry trends.
• Skilled collaborator adept at assessing issues, engaging subject matter experts, and driving outcomes.
• Superior communication skills (written, verbal, presentation, listening), approachability, tact, coaching/development abilities, analytical and problem-solving skills.
• Relationship and service-driven with a clear solutions orientation and commitment to achieving segment objectives.
• Negotiation skills and the ability to positively influence others internally and externally.
• Bachelor's degree or equivalent experience, with 10+ years of relevant experience including underwriting, claims, reinsurance, coaching/developing others, working with brokers/agents, and staying current with market trends.

About Us & Benefits

Liberty Mutual is committed to creating an inclusive workplace where everyone feels valued and supported. We offer comprehensive benefits, workplace flexibility, and professional development opportunities. Learn more about our benefits at https://www.libertymutualgroup.com/about-lm/careers/benefits. Pay philosophy details are available, with salary ranges reflecting market value and potential for growth. Some roles may include commission and/or bonus earnings.

Equal Opportunity Employer & Fair Chance Notices

Liberty Mutual is an equal opportunity employer. We do not discriminate based on race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information, or any other protected status. Please review the provided Fair Chance Notices for California, Los Angeles, and Philadelphia.