Staff Product Manager - Card Issuance

About Nium

Nium is a global leader in real-time, cross-border payments, building the payment infrastructure for tomorrow. Our network supports 100 currencies across 220+ markets, with real-time payouts in 100 markets. We enable businesses to collect, convert, and disburse funds instantly. Nium holds regulatory licenses in over 40 countries, facilitating seamless global operations. We are co-headquartered in San Francisco and Singapore.

The Role

You will be a senior individual contributor and de-facto product leader within Nium’s Card Issuance team, responsible for a key segment of our B2B card product across all served geographies. You will drive the entire product lifecycle—from discovery and roadmap planning through to launch and iteration—while shaping the integration of emerging technologies like AI tooling and stablecoins into our card platform. This is a hands-on role requiring close collaboration with engineering, scheme relations, compliance, sales, and external program clients to deliver world-class card experiences at scale.

Responsibilities

Product Strategy & Roadmap

• Own and evolve the Card Issuance product roadmap, balancing near-term client demands with long-term platform vision.
• Identify market opportunities in card-linked stablecoin settlement, AI-powered card controls, and embedded finance, translating them into a prioritized backlog.
• Conduct competitive analysis and customer research to stay ahead of trends in card issuing, tokenization, and digital money.

Technical Execution

• Write precise product requirements, API specifications, and user stories for engineering teams building card authorization, clearing, settlement, and lifecycle management flows.
• Drive integrations with card schemes (Visa, Mastercard, Discover), issuer processors, and digital wallet providers, ensuring compliance with scheme certification requirements.
• Partner with engineering to evaluate and integrate AI-powered tooling into card operations workflows, such as real-time fraud scoring, spend analytics, and automated dispute management.
• Lead the definition of stablecoin-to-card settlement flows, working with treasury, compliance, and engineering to design compliant, scalable infrastructure.

Stakeholder & Client Engagement

• Act as the primary product interface for strategic B2B clients, translating their card program needs into platform requirements.
• Collaborate with Regulatory, Compliance, and Risk teams to understand market-specific requirements and embed them into the product.
• Partner with the Programme Manager, Solution Engineering, and Sales to ensure new card programs are onboarded smoothly and leverage existing platform capabilities.

Data & Performance

• Define and monitor key card product KPIs (approval rates, dispute rates, time-to-card, revenue per card) and drive data-informed improvements.
• Champion data instrumentation across card features to enable self-serve analytics for internal and client-facing stakeholders.
• Leverage AI tools to accelerate insight generation, reduce manual overhead in PM workflows, and improve the quality and speed of product decision-making.

What You Bring

Essential

• 6+ years of product management experience, with at least 3 years in card issuance, card processing, or a closely adjacent payments domain.
• Hands-on experience with card scheme protocols (Visa and/or Mastercard), transaction lifecycles (authorization, clearing, settlement, chargebacks), and ISO 8583 messaging.
• Demonstrated ability to write detailed technical specifications and collaborate closely with engineering and architecture teams.
• Proven track record of launching and scaling card products internationally across multiple markets and regulatory environments.
• Strong command of AI productivity tools integrated into daily PM practice, including tools for requirements drafting, data analysis, user research synthesis, and workflow automation.
• Understanding of stablecoins: mechanics of fiat-backed stablecoins, mint/burn flows, on-chain settlement, and their applicability to card-based payment rails.
• Analytical rigor—comfortable forming and testing hypotheses with data, running A/B experiments, and defining success metrics before building.
• Excellent communication and influencing skills; able to present complex technical and regulatory trade-offs to senior leadership and external clients.

Highly Desirable

• Experience at a card issuer processor or a card network.
• Exposure to tokenization (network tokenization, digital wallets like Apple Pay / Google Pay).
• Hands-on experience designing or launching a stablecoin-funded card or settlement product.
• Familiarity with regulatory frameworks governing e-money, prepaid cards, and digital assets across APAC, EU, or US markets.
• Experience working in a global, multi-timezone product team serving diverse B2B clients.

Salary Range

$164,000 - $205,000 per year (dependent on skills, qualifications, experience, and geographic location).

What We Offer at Nium

• Performance Rewards: Competitive salaries, performance bonuses, sales commissions, equity (for specific roles), and recognition programs.
• Wellness & Care: Comprehensive medical coverage, 24/7 employee assistance program, generous vacation, and a year-end shutdown. Flexible hybrid working environment (3 days in office).
• Upskilling: Role-specific training, internal workshops, and a learning stipend.
• Innovation: Recognition and awards for our business and talent opportunities.
• Teamwork & Celebration: Company-wide social events, team bonding, happy hours, and offsites.
• Diversity & Inclusion: A truly global company with a commitment to providing a safe and welcoming environment for everyone.

For more detailed region-specific benefits, visit Nium Careers.

For more information, visit www.nium.com.

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Nium is an equal opportunity employer, committed to diversity and prohibiting workplace harassment. We may use AI tools to assist in the hiring process, but final decisions are made by humans.