TAL - Product and Underwriting Proposition Designer (Individual Life)

About TAL

TAL is one of Australia’s leading life insurers, committed to innovation and a 150-year legacy of protecting people. We impact the lives of over 5 million Australians, often during their most challenging times. Our values – respect, commitment, and resourcefulness – guide us as we work with governments, industry colleagues, and partners to make a lasting impact. We are committed to being proactive and accountable, enhancing how we work and collaborate. We also give back through volunteering, championing equity, health, and sustainability.

Why Join Us?

• Make a direct impact on the lives of over 5 million Australians.
• Contribute to meaningful work that makes a difference.
• Be part of a company that values respect, commitment, and resourcefulness.
• Participate in initiatives that support community well-being, equity, health, and sustainability.
• Take advantage of well-being initiatives designed to support mental and physical health.
• Enjoy benefits such as discounted insurance, health and well-being programs, and a range of employee benefits.

Job Description

This role is central to shaping TAL’s future by designing innovative product and underwriting propositions that deliver better outcomes for customers and support sustainable growth in our Individual Life business. Operating at the intersection of strategy, data, and customer insight, this role transforms how we meet evolving needs—unlocking new opportunities, strengthening our competitive position, and redefining the role insurance plays in people’s lives. With a focus on recovery and prevention, this role helps move beyond traditional protection, enabling TAL to create lasting, positive impact for the Australians we serve.

In this role you will:

• Lead innovative underwriting propositions that unlock growth across new and existing portfolios.
• Develop modern underwriting approaches that expand access to new and underserved customer segments.
• Embed data, medical insight, and technology into propositions to drive better customer and business outcomes.
• Design product propositions that shift from protection to recovery, prevention, and long-term well-being.
• Challenge traditional models to create differentiated, flexible, and customer-centric solutions.
• Influence strategic decisions by translating complex concepts into clear, compelling insights for senior leaders.

Qualifications

• Deep experience in life insurance or financial services, with strengths in underwriting and product thinking.
• Proven ability to develop and evolve propositions across retail and direct channels.
• Strong commercial and analytical mindset, with the confidence to make sound decisions in ambiguity.
• Skilled at building relationships and influencing senior stakeholders and industry partners.
• Comfortable using data, technology, and automation to improve customer and business outcomes.
• Naturally curious, customer-focused, and open to thinking differently to challenge the status quo.

Additional Information

TAL is committed to inclusion and supporting the career growth of our diverse workforce. We are recognized as an Inclusive Employer and Diversity Champions. We welcome applications from people with diverse experiences, perspectives, and backgrounds. We offer adjustments during the recruitment process upon request. We expect everyone at TAL to do the right thing, be accountable, and strive for the best outcomes for customers and partners, valuing collaboration to find the best solutions.