Risk Data Scientist

About Found

The self-employed workforce is a rapidly growing, resilient, and colorful segment of 60 million Americans. However, self-employment comes with its own set of challenges: navigating taxes, accounting, bookkeeping, and business banking are just a few. That’s where Found comes in.

Found is building tools that give self-employed individuals the security and peace of mind historically only available at large corporations. We provide a business bank account that automates taxes and expense tracking, believing that small business owners should spend more time doing what they love and less time on their business finances.

We are looking for kind, resourceful, and passionate people to join us in building the safety net for self-employment.

About this role

As a Risk Data Scientist at Found, you will be a key player in our Risk team, responsible for identifying, mitigating, and managing financial and operational risks across our product offerings. You will work closely with our Engineering, Data Science, Product, and Operations teams to build scalable risk controls and ensure a seamless, secure experience for our users. At Found, you won’t just answer “what happened”; you’ll be responsible for pointing the way and rallying others around what we should do next. We are looking for a highly motivated and data-driven individual passionate about creating a robust and efficient risk management framework in a fast-paced fintech environment.

Day to day, you will:

• Analyze and Assess Risk: Conduct in-depth analysis of financial data, transaction patterns, and user behavior to identify and assess potential credit, fraud, and compliance risks.
• Develop and Implement Risk Controls: Partner with product, engineering, and data science teams to design, build, and deploy automated risk controls and decisioning systems that balance user experience with platform safety.
• Contribute to Strategic Planning: Provide valuable insights and recommendations to leadership on risk trends, policy improvements, and long-term risk strategy to support Found’s growth and expansion.
• Optimize Processes: Proactively identify areas for improvement in existing risk management processes and workflows, and drive initiatives to increase efficiency and scalability.

To thrive in this role, you have:

• 5+ years in Analytics or Data Science.
• A strong analytical mindset and are comfortable working with large datasets to derive actionable insights. You have experience with SQL, Python, and other analytical software.
• Strong communication skills, the ability to clearly and concisely articulate complex risk issues and recommendations to both technical and non-technical audiences.
• Experience effectively influencing and partnering with cross-functional teams to achieve shared goals.

You may also have:

• Previous experience working at a fintech.
• Previous startup experience.
• Prior experience in risk with a fintech or financial services risk role.

Compensation at Found

The anticipated salary range for this role is $163,000 - $225,000. The salary range listed represents the low and high end of the anticipated salary range for this position across all US locations. Within the range, individual pay is determined by several factors including job-related skills, experience, and relevant education or training. Our competitive base salary is just a piece of Found’s total compensation package. Found offers a generous benefits package to all employees; see our list below or check out found.com/careers to learn more!

#LI-DNI

About You

Found is built by a team that comes from a variety of backgrounds and experiences, and we firmly believe that diversity, equity, and inclusion are crucial to our success. As we grow, we’re searching for passionate and motivated team members who are excited to bring their skill set to the team and are ready to learn from others.

If you are looking for a role where you will have the opportunity to make a meaningful contribution and great impact, we would love to hear from you!

Perks & Benefits of Found (USA)

• 401K, FSA, and Commuter Benefits: We offer all employees access to tax-efficient benefit options alongside competitive base compensation.
• Paid parental leave: Found supports employees through all stages of life, which is why new parents employed by Found qualify for 16 weeks of flexible parental leave.
• Health benefits: Comprehensive medical, dental, and vision benefits are always 100% covered for employees, 90% covered for dependents.
• Work anywhere: We have Found offices in SF and NYC. For team members who work outside those cities, Found also supports fully remote working.
• Meaningful equity: Everyone on our team should feel and act like an owner, which is why Found offers industry-competitive equity to all of our employees.
• Generous vacation policy: Vacations, appointments, mental health days - take the time you need.

To learn more about our benefits or the team, please go to found.com/careers.