Associate/AVP, Quantitative Strategies Group

Who We Are

Cross River builds the infrastructure behind innovative financial products, powering payments, cards, lending, and digital asset capabilities. Trusted by leading fintechs and enterprises globally, our mission is to expand access and opportunity through financial infrastructure. We are recognized as one of American Banker’s Best Places to Work in Fintech.

What We're Looking For

The Quantitative Strategies Group (QSG) is seeking an Associate/AVP, Quant Strategist to support investment intelligence and quantitative decision-making across investment, structuring, and portfolio management initiatives. This role sits at the intersection of structured finance, investment strategy, and advanced analytics, requiring a blend of technical skills and commercial judgment.

Responsibilities

• Provide quantitative and analytical insights across investment opportunities, ABS securitizations, and structured credit transactions, from inception through execution.
• Support capital commitment objectives through systematic underwriting of investment opportunities, delivering refined views on analytics, assumptions, and cashflow models.
• Support investment advisory mandates by producing market-ready analytics and comparative deal analyses.
• Develop and maintain analytical frameworks to evaluate collateral pools, form views on key pricing assumptions, and deliver actionable insights.
• Translate quantitative outputs into clear narratives and presentation materials for internal and external stakeholders.
• Identify, prioritize, and integrate high-impact AI use cases, exploring AI-driven approaches to collateral analysis using LLMs and Python-based tools.
• Partner with other functions to ensure consistency in assumptions, methodologies, and market intelligence.

Qualifications

• Master’s degree in financial engineering, math, statistics, computer science, or another quantitative/analytical field required.
• 3+ years of experience in Structured Finance, Securitization, or broader Fixed Income markets; direct exposure to ABS products strongly preferred.
• Strong understanding of cashflow modeling and securitization mechanics (deal waterfalls, tranche structures, collateral performance analysis) is preferred.
• Proficiency in advanced Excel & programming required; hands-on experience in Python & SQL is critical.
• Excellent communication and presentation skills, with the ability to distill complex analytics into clear, persuasive narratives.
• "Builder's mentality" – proactive in improving team workflows with new technologies and AI-driven efficiencies.
• Ability to thrive in a fast-paced, deal-driven environment with competing priorities and tight turnaround times.
• Detail-oriented with strong organizational skills and a proactive, ownership-driven mindset.

Salary Range

• $150,000.00 - $190,000.00

Equal Opportunity Employer

Cross River is an Equal Opportunity Employer. We do not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status, or any other basis covered by law. All employment is decided on the basis of qualifications, merit, and business need.